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Starting Your Search

Let’s Find Your Perfect Home.

Time to Start House Hunting

Once you have selected an agent and organized your finances, it’s time to begin searching for the right property. This stage of the home buying process allows you to explore neighborhoods, compare homes, and identify the features that matter most to you and your family.

Explore the Market

Drive through neighborhoods you are interested in and browse online listings to get a better understanding of pricing, property styles, and local amenities. Your real estate agent can schedule property showings, answer questions about the market, and provide insight into the long-term value and resale potential of homes you are considering.

Narrow Your Search

Work closely with your agent to define your priorities and establish clear search criteria. Consider important factors such as:

  • Number of bedrooms and bathrooms
  • Yard size and outdoor space
  • School districts and nearby amenities
  • Commute times and highway access
  • Neighborhood features and future growth potential
  • Budget and monthly payment goals

Establishing clear priorities helps ensure your home search stays focused and efficient.

It’s Time to Make an Offer

When you find the right property, your agent’s experience and negotiation skills become especially important. Your agent will help prepare a competitive purchase offer while reviewing estimated costs, contingencies, and important contract details.

The purchase agreement may include terms related to:

  • Financing contingencies
  • Home inspections
  • Escrow arrangements
  • Title and closing requirements
  • Home warranties and repair requests

Your real estate agent will guide you through local market practices and help explain each step of the process, but all final decisions regarding price, terms, and contingencies remain entirely yours.

Find out how we can help you reach your real estate goals by completing the form .

Get In Touch

Tips For Buying The Perfect Home

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Don’t Max Out Your Budget

Just because you are approved for a certain loan amount does not mean you should spend the maximum available. Leave room in your budget for closing costs, property taxes, maintenance, repairs, and future upgrades.

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Get to Know the Area

Take time to research neighborhoods and surrounding communities to ensure they fit your lifestyle and long-term goals. Consider schools, shopping, commute times, local amenities, and future resale potential.

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Don’t Skip the Home Inspection

A professional home inspection can uncover issues that may not be visible during an initial showing. Inspections provide valuable information that can help guide negotiations and protect your investment.

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Get Pre-Approved

A mortgage pre-approval shows sellers that you are a serious and qualified buyer with verified financing, which can strengthen your offer in a competitive market.

What Price Range Can I Afford?

Resources For Memphis Home Buyers

The journey to homeownership starts by understanding how much you can afford. One major thing to consider is your down payment, if any. Many consumers believe it's impossible to buy a home without at least 20 percent down. But thanks to various government-sponsored programs, many people can now buy a house with as little as 3.5 percent toward a down payment. Veterans of the U.S. military have zero-down programs available.

Finding a knowledgable Mortgage Loan Officer is key to recieving the most up-to-date information on available lending options. Feel free to check out or vetted list of preffered lenders below - or, if you just want to run some quick rough numbers, check out our free mortgage calculator.

Mortgage Calculator

Areas We Serve

Tennessee

  • Memphis
  • Bartlett
  • Cordova
  • Millington
  • Frayser
  • North Memphis
  • South Memphis
  • Midtown Memphis

Mississippi

  • Horn Lake
  • Southaven

Arkansas

  • West Memphis